Emerging Etf Falls As Ruble Tumbles Amid Currency Selloff

Net inflows across all European providers of short and leveraged products came in at $249 million, driven primarily by positive flows in fixed income and currency products. ETF Securities triple leveraged currency products saw record inflows, with approximately $130 million of new assets invested. Investors showed particular interest in leveraged exposure to the long US/short EUR pair. The providers short and leveraged equity products also saw positive inflows of $4m, driven primarily by pair trading in the DAX products, with $38m of new funds into the 2x short product offset by $18 million of outflows from [link] the 2x long product. Apart from strong inflows into its leveraged silver ($82mm) and short gold ($71m) products, the providers short and leveraged commodity products saw net negative outflows of $92 million. The largest outflows were from the leveraged WTI crude oil ($109 million), short copper ($50 million), leveraged natural gas products ($95 million).
Source: http://www.etfstrategy.co.uk/etf-securities-registers-inflows-into-short-and-leveraged-etps-44256/

ETF Securities registers inflows into short and leveraged ETPs

The South African Reserve Bank raised its policy rate for the first time since 2008, citing inflation pressures caused by the rands decline. Chinas stocks rose for a second day as banks advanced amid near record-low valuations and information technology companies surged. China Minsheng Banking Corp. (600016) and Huaxia Bank Co. gained at least 1.1 percent.
Source: http://www.bloomberg.com/news/2014-01-29/emerging-currencies-rally-with-stocks-after-turkey-raises-rates.html

IndexUniverse Rebrands as ETF.com, Launches Free Site with Institutional-Quality ETF Data, Screening Tools and Analyst Insight

New strategy advice from its ETF Strategist Rock Star columnists, featuring exclusive content and buy/sell advice from the largest and most sophisticated investors in the world. We aim to fundamentally change how investors interact with the ETF market. Our ETF data and ratings provide an instant second opinion for anyone considering an ETF. Before you buy, go to ETF.com and enter ETF.com/ticker.
Source: http://www.businesswire.com/news/home/20140127005300/en/IndexUniverse-Rebrands-ETF.com-Launches-Free-Site-Institutional-Quality

ETF Insider: Q&A With Chris Hempstead, Head of Sales for ETF Trading at KCG

Revenue was $23.8 billion, better than expectations of $22.5 billion. For 2014, the company guides for EPS of $7.00 to $7.20 and revenue of $87.5 to $90.5 billion, with commercial deliveries of between 715 and 725. The Street consensus is $7.48 per share on revenue of $92.7 billion. Winners and Losers Financial Select Financial Sector SPDRs (XLF) is down 0.28%. Direxion Daily Financial Bull 3X shares (FAS) is down 0.19% and its bearish counterpart, FAZ is up 1.13%.
Source: http://www.nasdaq.com/article/etf-preview-etfs-stocks-slip-lower-ahead-of-fed-announcement-on-tapering-interest-rates-cm321723

ETF Preview: ETFs, Stocks Slip Lower Ahead of Fed Announcement on Tapering, Interest Rates

This asset class is a great barometer of the market overall, and since I also love talking to clients about it, you could say Im in the perfect job. What was the best career advice youve ever received? Early on in my career I had my first trading error. I was pretty upset and began questioning whether or not I was meant to be in this business.
Source: http://www.nasdaq.com/article/etf-insider-qa-with-chris-hempstead-head-of-sales-for-etf-trading-at-kcg-cm321836


Student Loans And Bankruptcy

In addition to garnishing wages, they are also allowed to garnish tax refunds, Social Security checks, and any other government payments. Because student loans cannot be discharged in bankruptcy, it is usually recommended that former students come up with some way to make payments on the loan. If making the minimum monthly payments is too difficult, it might be time to consider loan consolidation. Through this process, student loans are essentially refinanced. Its possible to get a lower interest rate, a longer payment period, and better loan terms through consolidation.
Source: http://www.examiner.com/article/student-loans-and-bankruptcy

Seriously, How Can I Deal With My Private Student Loans?

Under the “Pay As You Earn” plan, for example, monthly payments can never exceed 10 percent of the borrower’s income, and any leftover debt after 20 years is forgiven. But CFPB data shows fewer than 50,000 borrowers are enrolled in that program. Under the Income-Based Repayment plan, borrowers’ payments are set based teacher forgiveness loan on income and family size and are adjusted annually, based on changes in those two factors. But monthly payments can never exceed the amount a borrower would pay under the 10-year Standard Repayment Plan, with the possibility that any remaining debt may be wiped away after 25 years of qualifying repayment. Under the same plan, those working in public service have the chance of loan forgiveness after 10 years. [ ALSO: 4 Ways to Avoid Being Crushed by Student Loan Debt ] But according to the CFPB, just 6 percent of the 15 million borrowers currently in repayment, forbearance or deferment are enrolled in this plan.
Source: http://www.usnews.com/news/articles/2014/1/24/education-department-teams-with-treasury-intuit-to-help-student-borrowers

Education Department Teams With Treasury, Intuit to Help Student Borrowers

Known as a loan repayment assistance program, the colleges offer to pay undergraduate student’s loan bills until they earn enough to afford the payments themselves. Law schools have been offering these programs for decades as a way to encourage young attorneys to pursue lower-paid public service jobs. And in 2008, Tufts University began offering repayment assistance to all graduates working in public service. Now dozens of private colleges have similar plans in place, and they too are offering the assistance to undergraduates in all fields of study. Related: Yale, Harvard, other colleges to court more low-income students The schools offer the pledge through the LRAP Foundation, which was founded in 2008 by Peter Samuelson, who used Yale Law School’s repayment program while doing human rights work in China.
Source: http://money.cnn.com/2014/01/22/pf/college/student-loan-repayment/index.html

These colleges will pay your student loan bills

Copyright 2014 NPR. For personal, noncommercial use only. See Terms of Use. For other uses, prior permission required. CELESTE HEADLEE, HOST: I’m Celeste Headlee and this is TELL ME MORE from NPR News.
Source: http://www.npr.org/2014/01/21/264526781/the-hard-truth-about-defaulting-on-student-loans

The Hard Truth About Defaulting On Student Loans

– Click Here Dear Fabiola, Yea, never let it be said social workers are overpaid. Frankly it must be an occupation of love because I just don’t know how social workers make ends meet. If you have not looked into the Public Service Loan Forgiveness program for your federal loans, you should. As a social worker you may be eligible to have those loans fully forgiven after ten years. As you can imagine there are some very specific rules. You can click here to learn more.
Source: http://www.huffingtonpost.com/steve-rhode/seriously-how-can-i-deal_b_4659645.html

Chinese Ipos Already Too Hot?

Can Solar Stocks Continue Their Hot Streak?

SCTY Total Return Price Chart

NEW YORK (CNNMoney) After a long hiatus, Chinese companies have started to go public again. But the market may be getting too hot too fast. Of the eight companies that began trading on the Shenzhen Stock Exchange Tuesday, seven were halted twice after breaching the percentage gain limits adopted last year as part of China Securities Regulatory Commission’s trading reforms for new listings . Those thresholds, which first go into effect when a stock rises 32% and also caps a daily gain at a maximum of 44%, were designed to improve the initial public offering process and reduce speculative trading on new shares.
Source: http://money.cnn.com/2014/01/21/investing/china-ipo-market/

shenzhen stock exchange

Doubling again this year isn’t out of the question if they perform well operationally. High quality is winning We don’t know exactly where solar stocks are headed over the next year, but it’s reasonable to predict that high quality companies will continue to outperform low quality companies. Despite the incredible year solar had last year, LDK Solar and Suntech Power are essentially insolvent and won’t survive long-term. On the flip side, SolarCity, SunPower, and First Solar are thriving and lowering costs. Long-term, that will keep them competitive in solar and should help push their stocks higher.
Source: http://www.fool.com/investing/general/2014/01/16/can-solar-stocks-continue-their-hot-streak.aspx

Hot Stocks: Fresh Healthy Vending International Inc(OTCBB:VEND), Axa SA , International Stem Cell Corp(OTCMKTS:ISCO), Deutsche Telekom AG

The stock had earlier jumped as much as 72 sen to RM4.20. Yesterday, SAB rose 41 sen or 13% to RM3.48 after Public Investment Bank Bhd said SAB is undervalued. This is because SAB’s share price has not factored in the group’s plantation land in Kota Kemuning, Selangor Public Investment said SAB which is also in the healthcare and logistics business, could be worth at least RM1 billion or RM7.77 a share. This compares with SAB’s latest reported book value of RM3.34 per share. Today, TA Securities Holdings Bhd said in a note that SAB is among the research firm’s top 20 break-out stocks.
Source: http://www.theedgemalaysia.com/highlights/272349-hot-stock-southern-acids-top-gainer-soars-21-on-undervaluation.html

Hot Stock: Southern Acids top gainer, soars 21% on undervaluation

The total number of shares changed hands during the day was 25.30 million. After opening at $2.87, the stock hit as high as $3.09. http://www.todayhotstocks.com However, it traded between $0.17 and $4.05 over the last twelve months. Fresh Healthy Vending International, Inc., a franchise development company, operates vending machines.
Source: http://www.sbwire.com/press-releases/hot-stocks-fresh-healthy-vending-international-incotcbbvend-axa-sa-international-stem-cell-corpotcmktsisco-deutsche-telekom-ag-443032.htm

Stocks Fall Sharply, With Dow Down Triple Digits And Best Buy Hit

What will the economy look like by the year 2039? CNBC’s Michelle Caruso-Cabrera takes a look at what the economy is likely to look like twenty-five years from now. The dollar fell against other global currencies and the 10-year Treasury yield declined by 5 basis points to 2.844 percent. On the New York Mercantile Exchange, crude-oil futures for February delivery lost 14 cents, or 0.2 percent, to $94.03 a barrel. Gold futures for February delivery rose $1.90, or 0.2 percent, to finish at $1,240.20 an ounce. Economic reports Thursday had fewer Americans filing applications for jobless benefits last week, and the http://answers.yahoo.com/question/index?qid=20131207102553AAXvB0j cost of living climbing 0.3 percent in December, the largest increase since June.
Full story: http://www.cnbc.com/id/101341662?doc=101341662%7cStocks%20fall%20after%20two-day&.tsrc=sun

Twitter Volatility Puts These Etfs In Focus – Etf News And Commentary

mobile ad space with 41.5% market share, followed by Facebook at 16% share, and Yelp ( YELP ) and Pandora ( P ) at 3.9% each. Mobile advertising spending on Twitter is expected to be lower with just 3.2% market share in 2013. The speculation would continue to result in volatile trading for Twitter until the company releases its fourth quarter financial results on February 5. ETFs in Focus The negative news flows and the tumbling TWTR share price spread jitters across ETF world as well. In particular, the funds having the largest allocation to this social media company might be in trouble if the current trend continues for some more time.
Source: http://www.nasdaq.com/article/twitter-volatility-puts-these-etfs-in-focus-etf-news-and-commentary-cm318118

Biggest ETF’s Premium Grows as Fund Exodus Abates: Muni Credit

Treasury securities. Both funds will invest in short positions in futures contracts on U.S. Treasurys or may short U.S. Treasurys. Associated fees and tickers weren’t detailed in the filings. WEDNESDAY, JANUARY 8 SSgA Announces Launch Of 3 Active ETFs State Street Global Advisors said it would launch three active equity ETFs on the NYSE Arca onThursday, Jan.
Source: http://www.indexuniverse.com/sections/etf-watch/20929-etf-watch-egshares-debuts-bond-etfs.html

However, this definitely does not mean low returns for the ETF. The ETF has come out as one of the best performing products in the financial ETF world in 2013 gaining an impressive 46%, and it will likely continue with its exciting rally in 2014. Notably, over the last one-year period, the return (33%) from KIE outperformed the return offered by the broader financial ETF Financial Select Sector SPDR (AMEX:XLF). Thus, investors seeking equity appreciation with a moderate level of risk might bet on KIE. The fund is currently hovering near its 52-week high level. The product has a Zacks ETF Rank of 2 or Buy rating with a Medium risk outlook.
Source: http://finance.yahoo.com/news/inside-top-ranked-insurance-etf-181518871.html

ETF Watch: EGShares Debuts Bond ETFs

Copper Catch Up Apple Inc. (AAPL): Key Levels To Watch SPDR Gold Trust ETF (GLD): Trade Planning and Levels To Watch SPDR Gold Trust ETF (GLD): Gold Prices Are At Key Levels Corey Rosenbloom: Copper has entered a key trading decision point namely confluence resistance and I wanted to highlight this area along with the objective trade planning levels at this inflection level. Lets start with a broader perspective of the current level and trend structure (NYSEARCA:JJC) as an ETF proxy: For the JJC commodity ETF, we can see a persistent (primary) Downtrend in motion since the 2011 top (which was actually ahead of oil, gold, silver, and the peak of other commodity markets). The main idea for short-term traders is that price is compressed between the falling 50 week EMA and (slightly) rising 20 week EMA at the $41.13 and $40.31 price levels respectively. Well focus our attention on the $41.00 level which forms a confluence with the falling 50 week EMA, upper Bollinger Band, and shorter-term Fibonacci Retracement Levels.
Source: http://markets.financialcontent.com/stocks/news/read/26139787/Focusing_On_This_Copper_ETF_

Focusing On This Copper ETF (JJC)

As I search for investment ideas from a bottom-up perspective I started noticing a pattern of attractively valued gold miners. GLD Total Return Price data by YCharts The Gold Miners ETF grants access to a package of gold miners like: Goldcorp ( GG ), Barrick Gold Corporation ( ABX ), Newmont Mining Corporation ( NEM ), Randgold Resources ( GOLD ) and trending ETFs Yamana Gold ( AUY ). I understand the attractiveness of Gold as a hedge. Yet, I don’t like setting up hedges that have a negative expected value profile. Even if they improve the volatility of my portfolio, to me that’s not worth including assets that will underperform on average. With miners at current valuations – compared to gold price – I’m much more inclined to believe there is positive expected value in the industry.
Source: http://seekingalpha.com/article/1944631-market-vectors-gold-miners-etf-is-now-the-time-to-dig-in

Market Vectors Gold Miners ETF: Is Now The Time To Dig In?

ETFs are similar to mutual funds that track indexes of equities, bonds or commodities. Yet they can be bought and sold during the trading day and their prices may rise or fall more than the value of the assets they hold. Exodus Abates Demand has revived as munis are rallying this month and as a months-long cash exodus from muni mutual funds is slowing. Benchmark 10-year munis yield 2.73 percent , down from as high as 3.05 percent last month, Bloomberg data show. The rate reached 1.52 percent in December 2012, the lowest since at least January 2009. People have been trained to think of interest rates just being too low, said Mosley at Trident.
Source: http://www.bloomberg.com/news/2014-01-14/biggest-etf-s-premium-grows-as-fund-exodus-abates-muni-credit.html

Analyst: More Reforms Needed Of Federal Education Loans To Parents

Another strategy is adding payments and sending in checks every two weeks rather than monthly. Once that college loan is repaid, the benefits proliferate. “It’s one less debt you owe. The money you make is now free to be invested and applied to owning a house, saving for retirement or putting a child through college,” Katz says. Create a 3- to 5-year plan Clayton Shearer, a Certified Financial Planner at Wellness Financial Services in Thornton, Colo., urges clients to create a three- to five-year plan to pare down college debt. Knowing exactly when the loan ends is comforting for many clients.
Source: http://www.foxbusiness.com/personal-finance/2014/01/09/5-fastest-ways-to-repay-your-college-loans/

The 5 Fastest Ways to Repay Your College Loans

To compensate for the loss of the program, policymakers should increase dependent student loan limits. Parent PLUS loans, with an interest rate of 6.41 percent, are more expensive than federal student loans. One widely used student loan is available at 3.86 percent. But the government caps what students can borrow at that rate. Fishmans analysis found that historically black colleges were not the only ones affected by the change in federal lending. At for-profit colleges, the report found, the number of students whose parents received PLUS loans fell more than 50 percent from 2011 to 2013.
Source: http://www.washingtonpost.com/local/education/analyst-more-reforms-needed-of-federal-education-loans-to-parents/2014/01/08/48c9c3ea-7873-11e3-8963-b4b654bcc9b2_story.html

Parent PLUS loan seen as parent trap

Fewer than 1,000 people try each year. Those who do are required to file a lawsuit against their lenders and then convince a bankruptcy judge that theyre so poor theres no hope of ever repaying the loans. Lawyers for the U.S. Department of Education, which guarantees most of the roughly $1 trillion in outstanding student loan debt, have been criticized for making unreasonable arguments to sway judges that struggling borrowers can afford their monthly student loan payments. Here are five of them.
Source: http://www.huffingtonpost.com/2014/01/07/student-loan-lawyers-bankruptcy_n_4557032.html

Romanian and Bulgarian students fear exclusion from UK universities after being faced with loan freezes

As YCharts has reported , for-profit enrollment declines have been significant. And they continued. In the fiscal fourth quarter ended August 31, Apollo saw its average degreed enrollment (you have to read the footnotes) plunge 16% to 301,100. How in the heck can Apollo have 300,000 students, you might ask? It has many campuses and also offers courses online.
Source: http://www.forbes.com/sites/investor/2014/01/09/for-profit-ed-skin-in-the-game-on-student-loans/

Fitch Maintains Negative Rating Watch on South Carolina Student Loan Corp 2013-1

Some have even been told to start repaying money apparently because they are believed to have been withdrawn from their courses. “It’s absurd,” said Rayna Petrova, a second-year International Relations student at London Metropolitan University, who found out this week that she is no longer eligible for finance when she didn’t receive her how to apply for Obama student loan forgiveness program maintenance loan as usual. Rayna went to secondary school in the UK and has had to contact SFE to provide proof. She fears losing her place if she is unable to pay the next instalment of her tuition fees. LondonMetropolitanUniversity declined to comment. Last year, some university loans for students from Romanian and Bulgaria were frozen as part of an investigation into a “suspicious” number of students enrolling at British colleges and universities. “The actions of the authorities are based only on the grounds of our nationality,” said a second-year Bulgarian-Turkish Criminology student from the University of the West of England, who preferred not to be named.
Source: http://www.independent.co.uk/student/news/romanian-and-bulgarian-students-fear-exclusion-from-uk-universities-after-being-faced-with-loan-freezes-9052230.html

Parents and students may watch the almost two-hour event on this video . PLUS loans Direct PLUS loans are federal loans made to graduate or professional students and parents of dependent undergraduate students to help pay for education expenses not covered by other financial aid . The U.S. Department of Education (ED) is the lender. The maximum loan amount is the students cost of attendance (COA), determined by the school, less any other financial aid received.
Source: http://www.examiner.com/article/parent-plus-loan-seen-as-parent-trap

For-Profit Ed: Skin In The Game On Student Loans?

Acceptable Servicing Capabilities: Day-to-day servicing will be provided by South Carolina Student Loan Corporation and Nelnet Servicing, LLC (Nelnet) will be the back-up servicer. All servicers have demonstrated adequate servicing capabilities. RATING SENSITIVITIES Since FFELP student loan ABS rely on the U.S. government to reimburse defaults, ‘AAAsf’ FFELP ABS ratings will likely move in tandem with the ‘AAA’ U.S. sovereign rating.
Source: http://www.marketwatch.com/story/fitch-maintains-negative-rating-watch-on-south-carolina-student-loan-corp-2013-1-2014-01-09

Emerging Stocks Snap Five-day Drop On Global Growth Prospects

Fears Fed Could Speed Taper Pushes Weigh on Stocks

Russian stocks fell, extending their steepest loss in more than six months, as oil slid and better-than-expected U.S labor data signaled the possibility of an increase in the pace of monetary policy tapering. Oil producer OAO Lukoil and miner OAO GMK Norilsk Nickel slipped 1.7 percent and 2.3 percent, respectively. OAO Gazprom, the worlds biggest producer of natural gas, snapped a six-day losing streak. Poland and Slovakia are selling euro-denominated notes today, following Irelands issue yesterday, to take advantage of lower yields before the U.S.
Source: http://www.bloomberg.com/news/2014-01-08/emerging-stocks-halt-five-day-drop-on-imf-as-chinext-surges.html

Can Stocks Recapture 2013’s Momentum?

Federal Reserve’s most recent meeting, while Micron’s strong results helped buoy the Nasdaq. Minutes of the Fed’s Dec. 17-18 meeting, after which the U.S. central bank announced its decision to begin trimming its monthly bond purchases, showed Fed officials were careful to tread lightly as Stocks to invest in they embarked on the tapering process.
Source: http://uk.reuters.com/article/2014/01/08/markets-usa-stocks-idUKL2N0KI29Q20140108

US STOCKS-S&P 500 ends flat in wake of Fed minutes

Its second quarter featured record oil and gas production. The big picture If you’re interested in adding some Indian stocks to your portfolio, consider doing so via an ETF. A well-chosen ETF can grant you instant diversification across any industry or group of companies — and make investing in and profiting from it that much easier. Psst…
Source: http://www.fool.com/investing/etf/2014/01/08/indian-stocks-make-money-in-them-the-easy-way.aspx

Indian Stocks: Make Money in Them the Easy Way

By the evening, the euro was down to $1.3586, although that price is still relatively high. In late morning trading in New York, the Dow Jones industrial average was down 0.3 percent at 16,476 while the broader S&P 500 index rose 0.1 percent to 1,839. The drop in stocks appeared to weigh on energy markets. Benchmark crude fell 74 cents to $92.93.
Source: http://abcnews.go.com/International/wireStory/world-stocks-gain-us-growth-prospects-21457776

“It will increasingly become the focus, and that’s a battle that tobacco are going to have to face in the coming years.” Defensive stocks outperform in times of economic uncertainty and the tobacco sector gained strongly in the first half of 2013, climbing 15 percent. However, since then, it has given away its gains, as investors rotate into stocks more sensitive to growing economic optimism. Consumer staples, a broad sector including tobacco stocks and food retailers, took 10 points off the index in total, with J Sainsbury also weighing on the market. The grocer fell 2 percent after its chief financial officer lowered the company’s growth forecast.
Source: http://www.reuters.com/article/2014/01/08/markets-britain-stocks-open-idUSL6N0KI1DD20140108?feedType=RSS

Tobacco stocks and Sainsbury weigh on Britain’s FTSE

The Federal Reserve had been trying for years to persuade investors to take on more risk, and a renewed affection for growth was one of the dominant market characteristics of the year. That may have been because growth stock pricing reached appealing levels as the economy appeared poised to speed up, or, more likely, because absolute growth became more alluring than the razor-thin yields on bonds and the prices for dividend stocks. Either way, growth stocks got hot. Netflix ( NFLX ) , for example, wooed investors with great growth numbers and upbeat forecasts.
Source: http://finance.yahoo.com/news/stocks-recapture-2013-momentum-224100082.html